posted
I found out the other day my bank washington mutual went down under.. that was the first straw.
Usually every weekend I spend anywhere from 200-1000 on things I really dont need but this weekend after what just happened I spent $20! I am getting a tad scared of what can happen to our economy and feel bad actually going out and shopping while others are struggling. I shouldn't as I worked hard for my money lol but I just do.
posted
Right now I'm making about $1,400 a month. I can't even pay my ****ing bills.
-------------------- A couple subs... A couple amps... And a couple batteries... Posts: 1323 | From: Grand Forks, North Dakota | Registered: Apr 2001
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quote:Originally posted by 1LOUDSUV: I found out the other day my bank washington mutual went down under.. that was the first straw.
Usually every weekend I spend anywhere from 200-1000 on things I really dont need but this weekend after what just happened I spent $20! I am getting a tad scared of what can happen to our economy and feel bad actually going out and shopping while others are struggling. I shouldn't as I worked hard for my money lol but I just do.
Donate to the hurricane ike relief fund, it will make you feel much better. Leave a $20 bill in a soda machine, it will make you feel better. Go to a taco bell in the drive through and pay for everyone's food that was waiting behind you in the drive through line. You will feel much better.
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Handing money to people who have done nothing to deserve it doesn't make me feel better...Hurricanes are a bad deal, but when you live in places where hurricanes happen, that is a chance you take, and you know it when you move there...
-------------------- "A computer lets you make more mistakes faster than any invention in human history--with the possible exceptions of handguns and tequila." - unknown
quote:NDMstang65 (9:54:55 PM): scottie gagged me once...
Posts: 8008 | From: Camdenton, Missouri, USA | Registered: Feb 2001
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quote:Originally posted by jarfunkz: Affecting would be more psychological unseen innate type of change. Such as I am very sad about the economy.
Effecting would be more physiological change that can be seen. Such as losing your house, your car getting repo'd.
affect is a verb. effect is a noun.
Ex. The economic downturn affected my ability to pay my bills. My inability to pay my bills is an effect of the economic downturn.
and... not spending money? well... two points about that: 1. Hoarding money is what got us into this mess (well, and the inability to get money to spend..). but anyway, not spending. 2. The USD is FIAT money peeps... if ya don't spend it whaile it at least have SOME value, to get tangible things, then you won't be able to get anything with it when it collapses (since it has no backing- gold or otherwise).
your money is insured... if the bank goes under or whatnot, you get your money back (up to whatever amount, usually 100k). BUT, some are worried that the FDIC might go under if too many banks collapse like that, so if you are really really worried, jus take it out. go cash. but you're taking a risk
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I bought wheels and tired cheap off some guy
-------------------- Travis Atherton Former Team Music Masters member 2005 World Finals – Street C DAILY DRIVER: 2005 CHEVY SILVERADO 3500, CC LB W/8 MEMPHIS MOJO 15's RECONED WITH FI PARTS ON 1 CRUNCH GP3000 Posts: 3325 | From: Hudson, MI | Registered: Jul 2007
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posted
Not to bad for me, actually pretty damn good.
I don't drive much in my personal car, so gas is not killing me. I have a work car provided.
I just bought a house.
The market for houses here over $200k is at a dead stand still.
The house we bought was listed at $325k. We found out early on the couple was going to foreclose if we did not purchase the home and we had it tied up and off the market due to an contract offer to purchase.
We picked up said $325k home for $230k. Two story home 2200 sq. ft., $18k in three rail fence work, four barns for the horses and toys, and five acres. I feel like a home flipper.
If we did not purchase the couple would have lost the home to the bank along with their $75k in equity.
So, the current economy certainly helped us in that situation.
-------------------- Obviously you don't know who we think we are. SBAudio
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Well, lets see. The most direct effect I have seen so far has been with the company that I work for. Just recently they sold out to an investment group.
This group took on a bunch of debt to purchase us so in turn they have been slashing the business from top to bottom. Anything they consider to be "non-essential" is out the door.
They cut Medical benefits, Fired all of the full time secretaries. Gotten rid of bonuses. And now they have really done it. They are introducing some new performance based pay system, which will essentially put me on a base pay that cuts my overall pay about %20. They are essentially driving out anyone who has seniority and makes a decent wage.
This just means for me that it is time to move on.
posted
Right now things are getting better for me honestly. My salary is fixed, raise comes on the first check of september every year and since the year has started fuel prices have come down. Being as I travel 60 miles a day to get to work and back, that has had a profound positive effect on my pocketbook. Wanna-B you know anyone else with some cheap wheels and tires
-------------------- "A computer lets you make more mistakes faster than any invention in human history--with the possible exceptions of handguns and tequila." - unknown
quote:NDMstang65 (9:54:55 PM): scottie gagged me once...
Posts: 8008 | From: Camdenton, Missouri, USA | Registered: Feb 2001
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posted
I need sopmew new tires... but with everything as it is, I doubt I'll be driving any time soon! I'm determined to keep what gas I have in my tank for at least another month
posted
How the economy directly fuxed ole deafy, by deaphmawfunkintownes:
State of California recently passed a bill that allowed the state to "borrow" against the Gas Tax/Transportation fun up to twice in its lifetime.
Few weeks ago, good ole arnie decided to do just that.
Transportation budget for 2009 was announced to be 4.5billion. CA "borrowed" 1.2billion of those funds, for god knows what.
Talk about skimming 30% right off the top.
4.5billion sounds like a lot, but when you add up ALL of the CALtrans employees from plan checkers to construction workers to sub-consultants, to toll collectors -- a lot of people are going to be put out of work in 2009.
1.2billion state dollas = roughly 30,000 employees pay rate for 1 year (making from 40-50k per year, which isn't much in CA, btw).
Add to that the piss poor housing and development market, there's going to be a LOT more hard working people in the transportation/development/engineering industry out of fuxing work.
less development = less need for sheet rockers, electrical guys, plumbers, hvac, welders, etc., etc.
What this means to you fuxers? Don't expect that pothole to be fixed any time soon. and expect more people in front of Home Depot offering services.
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quote:it would all be for nothing without my favorite cawk-smoker NAvi
posted
How McCain can potentially make it worse? McCain announced that in times of financial crisis, he proposes to release the federal gas tax to stimulate the economy. That gas tax will save an individual maybe $1 per tank? $1 per tank is hardly enough to stimulate any sorts of spending, from any walk of life.
However, that $1 saved x300million people = a lot of fuxing money that will keep a LOT of people working for another year.
His statement right there lost my vote for him. It's that one poor decision that would directly effect me and the industry i've worked in for quite a few years now.
RIP civil/transportation engineering.
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quote:it would all be for nothing without my favorite cawk-smoker NAvi
quote:Originally posted by jarfunkz: Affecting would be more psychological unseen innate type of change. Such as I am very sad about the economy.
Effecting would be more physiological change that can be seen. Such as losing your house, your car getting repo'd.
affect is a verb. effect is a noun.
Ex. The economic downturn affected my ability to pay my bills. My inability to pay my bills is an effect of the economic downturn.
and... not spending money? well... two points about that: 1. Hoarding money is what got us into this mess (well, and the inability to get money to spend..). but anyway, not spending. 2. The USD is FIAT money peeps... if ya don't spend it whaile it at least have SOME value, to get tangible things, then you won't be able to get anything with it when it collapses (since it has no backing- gold or otherwise).
your money is insured... if the bank goes under or whatnot, you get your money back (up to whatever amount, usually 100k). BUT, some are worried that the FDIC might go under if too many banks collapse like that, so if you are really really worried, jus take it out. go cash. but you're taking a risk
1af·fect Listen to the pronunciation of 1affect Pronunciation: \ˈa-ˌfekt\ Function: noun Etymology: Middle English, from Anglo-French, from Latin affectus, from afficere Date: 14th century
1obsolete : feeling , affection2: the conscious subjective aspect of an emotion considered apart from bodily changes ; also : a set of observable manifestations of a subjectively experienced emotion <patients…showed perfectly normal reactions and affects — Oliver Sacks>
Main Entry: 1ef·fect Listen to the pronunciation of 1effect Pronunciation: \i-ˈfekt, e-, ē-, ə-\ Function: noun Etymology: Middle English, from Anglo-French & Latin; Anglo-French, from Latin effectus, from efficere to bring about, from ex- + facere to make, do — more at do Date: 14th century
1 a: purport , intent b: basic meaning : essence2: something that inevitably follows an antecedent (as a cause or agent)3: an outward sign : appearance4: accomplishment , fulfillment5: power to bring about a result : influence <the content itself of television…is therefore less important than its effect — Current Biography>6plural : movable property : goods <personal effects>7 a: a distinctive impression <the color gives the effect of being warm> b: the creation of a desired impression <her tears were purely for effect> c (1): something designed to produce a distinctive or desired impression —usually used in plural (2)plural : special effects8: the quality or state of being operative : operation <the law goes into effect next week> — in effect : in substance : virtually <the…committee agreed to what was in effect a reduction in the hourly wage — Current Biography> — to the effect : with the meaning <issued a statement to the effect that he would resign>
quote:Originally posted by deaf tones: How McCain can potentially make it worse? McCain announced that in times of financial crisis, he proposes to release the federal gas tax to stimulate the economy. That gas tax will save an individual maybe $1 per tank? $1 per tank is hardly enough to stimulate any sorts of spending, from any walk of life.
However, that $1 saved x300million people = a lot of fuxing money that will keep a LOT of people working for another year.
His statement right there lost my vote for him. It's that one poor decision that would directly effect me and the industry i've worked in for quite a few years now.
RIP civil/transportation engineering.
Well hopefully your vote won't go to Obama, because he still has no plan, nor has he voted on a plan.
he wants people to believe that saving a couple bucks per tank (if he starts the off-shore drilling and his other plans) equates to a reduced dependency on foreign oil... we use something liek 25% of the world's opil supply, yet only have 3% of the reserves. no matter what we do, its pointless. Saving a cuople bucks in yur pocket doesn't mean anything when that means you'll just have to pay exorbitantly more (in cash or lives) to ensure that you have the oil that you're still addicted to, because you never got off of it.
We need to spend money now for ALTERNATIVE fuels and fuel-efficient vehicles that will allow us to wean ourselves from oil. The problem isn't oil prices nearly as much as the fact that we need oil in Today's America, and that oil is supplied by countries that don't like us all that much...
quote:Originally posted by deaf tones: How McCain can potentially make it worse? McCain announced that in times of financial crisis, he proposes to release the federal gas tax to stimulate the economy. That gas tax will save an individual maybe $1 per tank? $1 per tank is hardly enough to stimulate any sorts of spending, from any walk of life.
However, that $1 saved x300million people = a lot of fuxing money that will keep a LOT of people working for another year.
His statement right there lost my vote for him. It's that one poor decision that would directly effect me and the industry i've worked in for quite a few years now.
RIP civil/transportation engineering.
Well hopefully your vote won't go to Obama, because he still has no plan, nor has he voted on a plan.
i don't disagree with you. when mccain stated this, clinton was still in the running, so i was hoping she'd pull thru.
honestly, though, mccain has already said something that will directly fux me and my industry over. i cannot vote for that if it came down to it.
talk about pick your poison.
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quote:it would all be for nothing without my favorite cawk-smoker NAvi
affect can be a noun... but thats not the word we were talking about-- go ahead, before you make yourself look any dumber, and see if the definition of the noun affect is what you used in your sentence. you used both words incorrectly (first of all, you used both effect and affect as verbs--despite claiming in your second post that both are nouns LOL--, but, though affect is a verb, you incorrectly defined it, and incorrectly limited its meaning). and effect... you simple used it incorrectly as a verb (obviously confusing it with affect).
go back, and read my sentences... its all there. just admit that you're wrong, dude. its not that hard. you're just making yourself look like a moron now.
if you're still in doubt, read the title of the thread. 1loudsuv used affect correctly.
quote:Originally posted by Broken Silence - Johnny: Handing money to people who have done nothing to deserve it doesn't make me feel better...Hurricanes are a bad deal, but when you live in places where hurricanes happen, that is a chance you take, and you know it when you move there...
Ill remind you of that when you get swept away like dorthy and toto
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